If you’re worried about being able to stay at home as you age for as long as possible, or if you know your parents wish to stay at home, and it’s getting harder to feel confident about their safety and…
The answer: it depends. Most financial advisors will tell you that long-term care insurance is at the very least important, and perhaps, essential. I tell my clients to talk to their financial advisor because it is an investment decision –…
The Federal Trade Commission (FTC) publishes a summary of your rights as a consumer when you are making funeral choices. The funeral rules are outlined in their publication: “Paying Final Respects: Your Rights When Buying Funeral Goods and Services” (available…
Estate planning involves consideration of both assets and income. For many people, Social Security retirement benefits are a major piece of the retirement puzzle. Whether you’re single or married, when and how you retire may significantly affect your monthly income. …
If you have “device stigma,” you should get over it – new, relatively low-cost technology may allow you to be independent longer, and/or provide new ways for your caregivers to look out for you while you stay at home longer….
I am an attorney so, obviously, I have a strong interest in convincing you of this statement. Having said that, the skills I have acquired as an attorney make me all too aware of how risky it is to…
1. Power of Attorney 2. Health Care Directive 3. Last Will and Testament In Minnesota, these are what I refer to as “foundational estate planning documents” – and, everyone should have them. Why? If you want a stress-free retirement and…
I’ve been careful to advise my clients to always double check that their beneficiaries match their estate planning intent every time they create or revise their plans. In the past, courts in Minnesota have been reluctant to change a properly…
The Family and Medical Leave Act (FMLA), which was signed into law under the Clinton administration allows up to 12 weeks of unpaid leave for workers who are recovering from a serious illness, and for family caregivers to care for…
An increasing number of adult children are taking care of their parents at home. When adult children take on significant caregiver roles, often limiting their own employment opportunities, some families choose to enter into a Caregiver Agreement. This can be…