Most of us don’t have Long-Term Care Insurance, and don’t even want to think about it until we need it – which, of course, is usually too late. This is not a posting about getting Long-Term Care Insurance (although, if you can get it, it’s likely a good idea), it’s a post about coming to terms with the fact that most of us will need some type of long-term care from a facility, home services, or our loved ones sometime during our lifetime. This article linked below (from USA Today on December 12, 2013) talks about 8 million people in this country needing some kind of long-term health care assistance from one of five types of facilities, and these 8 million people aren’t counting those who receive care at home from care-giver family and friends.
The five types of services included in the 8 million are:
- Nursing Homes
- Assisted Living Facilities
- Adult Day-Care
- Home Health Services
What does this mean for you? Whether or not you and your loved ones are planning to have your friends and family take care of you at home, it’s important to think carefully in advance about what you might need and how you will plan for and provide for those needs. There are many professionals who can assist you in thinking through these issues, including Elder Law attorneys. Give yourself and your loved ones peace of mind – talk to someone today and begin planning for your needs and those of your family.www.decorolaw.com
ALL READERS: This blog is not, nor shall it be deemed to be, legal advice or counsel. This blog does not create an attorney-client relationship with any reader. It is designed to encourage thoughtful consideration of important legal issues with the expectation that readers will seek professional advice from a licensed attorney.Contact Bridget-Michaele Reischl at: DECORO LAW OFFICE, PLLC 6 West 5th Street, Suite 800-D Saint Paul, MN 55102 (651)-321-3058