In short – no. I was recently alerted that many seniors are confused about whether they needed to sign up by the January 1, 2014 deadline in the new ACA’s (Affordable Care Act) insurance marketplace if they were already covered…
Pat and Chris get divorced. As part of their divorce decree, Chris’ life insurance policy will continue to benefit Pat. Chris then remarries and changes the beneficiary to Kim, his second spouse. Chris dies. Both Pat and Kim claim they…
Ron Burley, AARP Consumer Advocate, reminds us that Assisted Living contracts can be a little different than a conventional lease. They deserve special attention before committing. In the December 13 AARP Magazine, he outlined three important things to ask yourself…
The short answer is “no.” You’re not personally responsible for your Mom’s nursing home bill as long as you don’t misapply your Mom’s funds as her legal representative (Power of Attorney). ‘Filial Responsibility’ Laws – What Are They and Do…
In the last few decades, Reverse Mortgages have gotten lots of attention (positive and negative) and gone through a number of regulatory changes. I recently read an interesting article in the NAELA News (National Academy of Elder Law Attorneys) by…
Like our financial circumstances, our life circumstances can change, too. Our opinions and concerns about our loved ones, and our priorities in caring for them may change dramatically, becoming out-dated, as our life circumstances shift. Those who have thought about…
Confusion and misunderstandings abound when thinking about legal documentation like a Will. People often ask: Do I need a Will? What if I die without one? What is Probate and shouldn’t I try to avoid it? What kind of…