Estate Planning: “Funeral Choices – Know Your Consumer Rights”

The Federal Trade Commission (FTC) publishes a summary of your rights as a consumer when you are making funeral choices. The funeral rules are outlined in their publication:

“Paying Final Respects: Your Rights When Buying Funeral Goods and Services” (available through the Federal Trade Commission at consumer.ftc.gov)

http://www.consumer.ftc.gov/articles/pdf-0072-funeral-goods-and-services.pdf

The National Academy of Elder Law Attorneys (NAELA) recently published an article in NAELA News offering very helpful information for those thinking about their own funeral choices and future arrangements as part of their estate planning process. I thought some of my readers would appreciate having the information passed along.

Shopping for Funeral Services is another guide that consumers may find helpful.

http://www.consumer.ftc.gov/articles/pdf-0056-funerals.pdf

And, for those of you who would rather have a paper copy, the FTC allows you to order free brochures online at:

https://bulkorder.ftc.gov/

Many like the idea of taking care of funeral/burial expenses in advance for a number of reasons: some know their families would appreciate knowing their wishes; some simply want to decide for themselves; some are concerned about the burden on their families of paying for the arrangements; and some choose to purchase burial plans in advance because most advance-pay funeral arrangements are an allowable expenditure without penalty during the five-year look back period for Medical Assistance (MA) eligibility.

Funeral arrangements can be overwhelming for many reasons, and those considering making those arrangements should know their choices and their consumer rights.

ALL READERS:  This blog is not, nor shall it be deemed to be, legal advice or counsel. This blog does not create an attorney-client relationship with any reader.  It is designed to encourage thoughtful consideration of important legal issues with the expectation that readers will seek professional advice from a licensed attorney.