Most of us don’t have Long-Term Care Insurance, and don’t even want to think about it until we need it – which, of course, is usually too late. This is not a posting about getting Long-Term Care Insurance (although, if…
Dealing with loved ones who have become incapacitated is emotional, stressful and frustrating, and fraught with the strain of difficult decisions on behalf of your loved one. Often the personal, practical, and legal choices to continue as a couple…
In short – no. I was recently alerted that many seniors are confused about whether they needed to sign up by the January 1, 2014 deadline in the new ACA’s (Affordable Care Act) insurance marketplace if they were already covered…
Ron Burley, AARP Consumer Advocate, reminds us that Assisted Living contracts can be a little different than a conventional lease. They deserve special attention before committing. In the December 13 AARP Magazine, he outlined three important things to ask yourself…
In the last few decades, Reverse Mortgages have gotten lots of attention (positive and negative) and gone through a number of regulatory changes. I recently read an interesting article in the NAELA News (National Academy of Elder Law Attorneys) by…
Many people gather friends and family over the holidays. Everybody we care about is in the room! It’s a great time to have conversations that may feel uncomfortable but are extremely important in a health care crisis – Health Care…
Taking advantage of vulnerable people is not a new problem, but it has become a growing problem with the elderly as baby-boomers turn 65 in larger numbers than we’ve seen before. The Institute of Gerontology at Wayne State University is…
If you are a caregiver, a professional, or family member, you need to be aware of the overwhelmingly growing problem of Elder Abuse in Minnesota and nationally. Be a part of the solution and join the efforts of this Minnesota…
Most health insurance plans offer different coverage between “in-network” and “out-of-network” care. Many of us have been caught with surprise bills for “out-of-network” services when we were under the impression that the facility we were using, and therefore all the…